NEFT kya hai | NEFT kaise Work karta hai [Full Information]

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NEFT Kya hai or NEFT se paise kaise send karte hai agar aap ye janna chate hai to aap bilkul sahi jagha aaye hai.. Iss Article me ham janege What is NEFT in Hindi.

NEFT kya hai NEFT kaise Work karta hai Full Information

NEFT kya hai

NEFT Full Form/Means hota hai National Electronic Funds Transfer, jiska matlab hai Internet ke jariye ek Bank account se dusre bank account me paise transfer karna.

NEFT ki sirubad November 2005 me ki gai thi, jo lagbhag sabhi Bank support karna start kardi thi.

RBI Bank ne Banks ko electronic transfer se paise ek account se dusre account me paise transfer karne ke liye 2 option diye the: NEFT (National Electronic Funds Transfer) or RTGS (Real Time Gross Settlement).

Ye jo Tarike hai paise Transfer karne ke inka use karne ke liye Net Banking ka hona jaruri hai.. Q ki ussi ke jariye inn tariko se paise transfer hote hai.

NEFT se paise transfer karna bhut hi aasan hai jisse ham badi aasani se paise ka len den kar sakte hai.. Isme jo paise ka len den hai wo nirdharit samay me karne par jaldi se ho jata hai.. wahi RTGS me turant ho jata hai.

*Wese to ab UPI Payment system bhi aa gaye hai, jisme Bank me jo register mobile number hai usse account bana kar kisi bhi UPI ID ki madad se turant paise transfer kar sakte hai 1 lakh limit tak ek din me.

NEFT Kaise Work karta hai

NEFT kaise kaam karta hai wo janne ke liye aap steps ko follow kare.

*ek baat me aapko batana chahuga.. Internet par security bhut jaruri hai, to aap pata hona chaiye Hacker Se Bachne Ke Liye Kya-Kya karna hota hai taki aapke sath kuch galat naa ho.

Activation :

NEFT or RTGS transaction ke liye Internet Banking ke jariye phele third party ko activate karna padta hai. taki kisi bhi galat money transfer se bacha ja sake.

Beneficiary :

jis bhi Account me paise transfer karna hai, usko phele Beneficiary me add karna padta hai. Jisme Jo Bank Account number hai wo, Kis Bank me account hai or kis ke naam par wo account hai wo dalkar add karna hota hai.

Processing :

Beneficiary ki detail add karne ke baad Processing time hota hai jo 3-24 ghanto tak ho sakta hai, jisme hamne jo Beneficiary ki detail add ki hai usko verify kiya jata hai. Account Verify karne ke baad usko active kar diya jata hai.

Transfer :

Agar jis account me paise sent karna hai usko add kar diya hai to ab paise transfer karne ke liye Transfer ke option me NEFT ya RTGS ko select kare. uske baad jo Beneficiary ka naam hai wo select kare, or apna amount dalne ke baad conform kare. iske baad aapse Net-banking ka Transfer password maga jayega.

NEFT me paise ka transfer Bach me hota hai, yani thoda time lag sakta hai, or agar RTGS se transfer karte hai to turant paise Beneficiary ke account me phuch jate hai.

NEFT Charge kitna lagta hai

NEFT me har bank iss hisab se charge leti hai.

  • up to ₹10,000 (not exceeding) : ₹2.50 (+ Service Tax)
  • Above ₹10,000 up to ₹1 lakh (not exceeding) : ₹5 (+ Service Tax)
  • Above ₹1 lakh and up to ₹2 lakhs (not exceeding) : ₹15 (+ Service Tax)
  • above ₹2 lakhs : ₹25 (+ Service Tax)

NEFT | RTGS Online Money Transfer Facts

  1. RTGS me minimum 2 lakh hai, usse kam transfer nahi kar sakte.. NEFT me aesa ki limit nahi hai.. kitne bhi sent kar sakte hai.
  2. NEFT me payse ka transfer RBI ke fix time me hota hai.. RTGS me turant ho jata hai.
  3. NEFT se paise transfer Money to Saturday (2nd or 4th saturday ko chhod kar) subha 8:00 baje se shaam 6:30 tak sent kar sakte hai. agar fix time ke aalawa kare to to next working time me paise transfer hote hai.

At Last:

Ab aap samaj chuke hai ki Netbanking ki madad se NEFT se paise transfer kaise karte hai or Kya hai NEFT or RTGS kya hai or kya antar hai. Fir bhi agar aapka koi doubt ho ti aap bilkul puche comment karke.

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34 COMMENTS

  1. बहुत बढियां जानकारी शेयर की है मेने भी NEFT के बारे में एक पोस्ट लिखा है.

  2. Sir plz ap mujy aik bad btay agr ham apni website k lia aik app bnaty hai ap ki tarha ki to kya jab log online chalay ge to kya ham ko us se earining ho ge

  3. Aksar mere passbook me NEFT likha hua print dikhta hai…

    Par jaankari nahi thi ki wo kyon likha hua rahta hai…

    Shukriya is jaankaari ko humare saath share karne ke liye…

  4. NEFT के बारे में पता था लेकिन लेकिन इतनी जानकारी नहीं थी NEFT की जानकारी शेयर करने के लिए आपका thanx

  5. sir maine ek naya domain liya abhi 5se8 din huaa maine domain ko blogger se link kar diya hai aur meta tag ,webmaster tool sabhi setting ko kar liya hai hai aur sitemap ko bhi bana liya hai but sir mera ek bhi post abhi tak google me index nhi uaa pendig bata raha hai yesa kyu help kare sir

  6. wah bhai ji kya jankari di hai,, ekdum alag hai .. jo jaldi se kahin nahi milti hai. aur wo bhi detail me har cheez samjha di hai. hindi me hai to isiliye aur asan hai aur samajh aa gya ..
    bahut bahut dhnyavad

  7. BHUT HE ACCHI JANKARI SHARE KIYE HO ROHIT BHAI SABHI8 LOGO KE LIYE KAFI USEFULL HAI. MAI EK BAAT JANNA CHAHTA HUN KYA BACKLINK KE LIYE DUSRE BLOG PAR GUEST POST NHI KAR ,MAI KHUD KE BLOG PAR UNIQ POST LIKHU JO GOOGLE PAR NA HO YA BHUT KAM HO TO KYA JAB US POST SE VISTOR MERE BLOG PAR AAYENGE TO KYA ISSE BACKLINK MILEGA KYA ,YA GOOGLOE ME BLOG KI RANK MILEGI KYA

  8. आपके वेबसाइट पर आकर अच्छा लगा, काफी कुछ नया पढ़ने को मिला, माये कुछ अच्छे ब्लॉग को नोटबुक पर लिखता हूँ ताकि उन्हें रोज़ पढ़ सकू, निश्चित तौर पर अब आपका ब्लॉग भी मुझे उसमे शामिल करना होगा।

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